Presented byLen Bowen |
Just in time for the season! Your own slice of heaven with deeded parking AND beach access that's a proven money-maker! Coveted Ship's Bell complex is located in the quiet East End but only a few minutes away from the hustle & bustle. This gem is a short stroll past restaurants and galleries to the exciting center of town. Enter through your brand new gate to an inviting & spacious private patio area where you can enjoy summer days & evenings entertaining. Once you step inside you'll feel right at home & notice the old-world charm of the wood floors. The unit easily sleeps 3 people; a room divider provides a private sleeping area with full bed plus a living room area with twin daybed. The divider could easily be removed to make a larger studio space. Pass through the sunny eat-in kitchen area to a nice-sized bathroom with tiled shower and floors. Walk across Commercial Street for the icing on the cake, deeded beach access! Pets and rentals are allowed and the unit yielded more than $14, 000 in income being rented only on a part-time basis in 2023. There's a communal laundry area in the basement, bike racks and lovely landscaped gardens. Can be sold furnished or unfurnished.
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.989.5461
Len.Bowen@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,011 | $2,898 | $3,738 |
Total Monthly Payment | $3,308 | $3,195 | $4,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.